Our brokerage and the insurance industry have a solid track record of respecting your right to privacy and safeguarding your personal information. As a result of federal legislation, we’ve further strengthened our privacy commitment by informing you of why and how we collect, use and disclose your personal information. You can be assured that we’ll only handle your personal information in a manner that a reasonable person would consider appropriate in the circumstances.
You can control how we handle your personal information
We want you to know that you do have choices in this matter. You could refuse to allow us to obtain, use or share your personal information or you could also withdraw your consent at any time. However by doing so, depending on your situation, you may be limiting or even preventing our ability to provide you with the product or service you desire.
For example, if you did not allow us to obtain information on your driving history and record, it is unlikely we would be able to provide you with auto insurance.
What Personal Information is Collected
Depending on the purpose(s) for which we need to collect it, we may ask for the following personal information about you including:
- Basic information such as your name, address, telephone and fax numbers, e-mail
address, birth date and marital status. - Claims history
- Credit and past payment records
- Driver’s record
- Details about your property such as the value of your home and its contents
- Medical information such as any condition that may affect the operation of a vehicle
- Employment information
We may obtain this information from:
- You
- Insurance companies
- Other insurance brokers or agents
- Credit organizations
- Motor vehicle and driver licensing authorities
- Financial institutions
- Medical professionals
Why do we collect personal information?
When you first become a client or whenever you acquire or renew a product from us, we need to collect some of your personal information.
Common purposes for which we collect your personal information are to:
- Enable us to acquire or renew an insurance policy for you;
- Assist you and assess your ongoing needs for insurance;
- Assess your need for other products, such as financial
products, and to offer them to you;
- Ensure your information is accurate and up-to-date; and
- Protect us both against error or fraud.
Who do we disclose your personal information to?
For many of the purposes identified above, we will need to share your personal information with others in order to serve
your needs. These other parties commonly include:
- Insurance companies
- Other insurance brokers or agents
- Credit organizations
- Professionals working with us such as adjusters or lawyers
- Financial institutions. For example, the organization that
carries your mortgage.
How we protect your personal information
In order to protect your personal information and right to privacy, we will:
- Not collect, use or disclose your personal information for
any purpose other than those that we identify to you. - Keep your personal information only for as long as we need
it to fulfill the stated purpose or as required by law. - Maintain your personal information in as accurate, complete
and up-to-date a form as possible.
- Safeguard your personal information to the best of our
ability - Respond to any request you may make to access or correct
the personal information we hold about you. - Obtain the appropriate consent from you for the collection,
use or disclosure of your personal information.
Privacy Internet Communication
As the privacy of communication over the Internet cannot be guaranteed, we do not assume any responsibility for any harm, loss, or damage that might occur by the sending of personal and confidential information.
Consent
In using this site, you signify your consent to our privacy policy. If you are not in agreement, please do not use the site. We reserve the right, at our discretion, to update, change, modify, add, or remove this policy from time to time, as appropriate. Should we make changes, we will publish these on the site in a timely fashion.
Please do not hesitate to contact our Privacy Officer should you have any questions.
Our Privacy Officer may be contacted as follows:
Privacy Officer
Name of Organization
Address
Ben Singh
Multirisk Insurance Brokers 200 -100 Dynamic Drive,
Scarborough, Ontario Canada, M1V5C4
Telephone
Fax
Email:
416-224-2800
416-293-6143
info@multirisk.ca
Upon request, an individual will be informed of the existence, use, and disclosure of his or her personal information which is under our control, and may be given access to, and challenge the accuracy and completeness of that information.